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Home values jump 10% in FY14

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Combined capital city dwelling values rose by 10.1 per cent over the year to June 30, as record low interest rates support demand for mortgages.

The RP Data-Rismark home value index showed dwelling values rose by 1.4 per cent in the month of June across all capital cities, partially reversing the 1.9 per cent fall in the previous month.

During full-year 2014, home values rose most strongly in Sydney, lifting 15.4 per cent. Melbourne home values lifted 9.4 per cent over the year, while Brisbane posted a 7 per cent lift. 

Dwelling values have lifted 15.5 per cent over the current growth cycle, with Sydney increasing 23.1 per cent since the end of May 2012.

RP Data's Tim Lawless said the rate of capital gains has been trending towards a more sustainable level since August last year.

"The slowdown in dwelling value appreciation will be a welcome relief to policy makers and those seeking to buy into the housing market," Mr Lawless said.

"With interest rates remaining low for the foreseeable future, it is doubtful that housing values will start to slide, at least not at a macro level.

"What is more likely is that natural affordability constraints will start to dent buyer demand."

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RP Data expects prices to stay buoyant as interest rates remain low for some time.

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